An IVA and Debt management can help repair bad credit

Consumer credit reference agencies share information about your financial position with banks and financial institutions: late payments, bankruptcies, multiple applications for loans, defaults (paid/unpaid), CCJ's and repossession orders all have an adverse effect on your credit rating.

You would not be able to take out further loans whilst under a debt management programme, however once you have successfully repaid your debts under a DMP or an IVA this will go some way to repairing your credit rating.

Click here to find out if an IVA is right for you »

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Recent success

"IVA Zebra recommended an IVA to deal with my £100,000 debt. Now I'm looking forward to my future after my Individual Voluntary Arrangement is completed, when I'll be debt free!"

Mr Brown, Manchester

"Thanks IVA Zebra, since my IVA started I feel like a big weight has been lifted off my shoulders."

David Bridges, Wirral

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